Private Credit for Operators and Institutions
Private credit sits between senior debt and equity — offering flexible capital structures for acquisitions, growth, and recapitalizations. PeerSense connects operators and fund managers with the private credit sources that understand your deal.
For Business Operators and Real Estate Investors
For businesses and real estate operators seeking flexible capital
When bank financing and SBA don't fit — because of timing, credit, deal structure, or size — private credit fills the gap. PeerSense has direct access to non-bank lenders covering:
Private credit offers speed, flexibility, and certainty that traditional lenders can't match. We connect operators with institutional credit funds that understand complex deals and can move quickly.
Bridge Loans
$1M–$100M
Closes in 2–4 weeks
Mezzanine Financing
$250K–$30M
Fills capital stack gaps
Preferred Equity
Custom structures
Real estate & acquisitions
CPACE Financing
$1M–$50M
Non-recourse property improvements
Project Finance
$25M–$5B
Development, energy, data centers
For Lenders, Funds, and Institutional Counterparties
PeerSense works at the institutional level on behalf of specialty finance companies, credit platforms, and non-bank lenders that need a capital partner — not a matchmaker, not a retail broker, but a peer-level advisor with active institutional relationships.
View Full Institutional Capital PageDebt and equity structures we refer at this level:
Senior secured warehouse credit facilities (bank and non-bank)
Senior revolvers and term loan facilities
Subordinated and mezzanine debt
Asset-backed securitization (ABS)
Forward-flow purchase agreements
NAV and fund-level facilities
Non-dilutive GP financing
SPV leverage and continuation vehicles
Real estate bridge and construction financing
Minority and control equity raises
Preferred equity and hybrid capital structures
Programmatic joint venture equity
M&A advisory — acquisitions, divestitures, recapitalizations
Is Your Platform a Fit?
- 12+ months of origination history with verifiable data
- Consistent or growing origination volume
- Experienced management team in the target asset class
- Clean or clearly explainable credit performance
- Defined use of proceeds
- Minimum $500K–$1M in net assets
- Willingness to share financial and loan-level data
- Ready to engage — not merely exploring
We Typically Cannot Help If:
- Pre-revenue or pre-origination stage
- Vague or undefined use of capital
- Significant unexplained credit losses
- Simultaneously running multiple uncoordinated advisor processes
Investor Types PeerSense Connects Platforms With
Private Credit Funds
$10M–$500M+
Warehouse lines, forward flow, ABS, mezzanine, NAV facilities
Institutional Lenders & Banks
$25M–$500M+
Senior secured facilities, revolving credit, lender finance programs
Family Offices
$2M–$75M
Direct lending, forward flow, co-investments, preferred debt structures
Life Insurance Companies
$25M–$500M+
Forward flow at scale, investment-grade structured credit, rated note programs
If your platform originates commercial loans and needs a capital partner for your pipeline, schedule a confidential call with our team directly.
View Full Institutional Capital PageUnderstanding the Capital Stack
Understanding where private credit fits in the capital structure
| Position | Source Type | Typical LTV/LTC | Priority | Risk/Return |
|---|---|---|---|---|
Senior Debt (1st Lien) | Banks / SBA / Agency | 50%–75% | Paid First | Lowest |
Mezzanine Debt | Private Credit Funds | 75%–85% | Subordinated | Middle |
Preferred Equity | Institutional / Family Office | 85%–90%+ | Above Common | Higher |
Common Equity | Sponsor / Owner | Remaining 10% | Paid Last | Highest |
Senior Debt (1st Lien)
Mezzanine Debt
Preferred Equity
Common Equity
PeerSense has access to non-bank lenders providing bridge loans ($1M–$100M) and mezzanine financing ($250K–$30M) that can close in as little as 2–4 weeks. For warehouse facilities, forward-flow agreements, and NAV facilities, introductions are made to licensed institutional advisors who execute those transactions.
Not sure which loan is right for you?
Take our 60-second quiz to get matched with the right program.
Ready to Explore Private Credit?
If you need flexible capital and the deal makes sense, there is likely a private credit structure that works. The question is which one — and that depends on your specific situation. PeerSense connects you with the right private credit source for your deal. One conversation. Direct introduction. No runaround.
Or call (317) 452-6990 to discuss your capital need directly.