SBA Loans · Private Credit · Warehouse Financing · Forward Flow · One Firm · 500+ Capital Sources
SBA loans to institutional capital. $500K to $5B+. We find the right lender for your deal and make the introduction directly. No upfront fees. You pay nothing until your deal closes.
No upfront fees. No retainer. You pay nothing until your deal closes.
Flexible
Every deal is different. We find the structure that fits yours.
Fast
Some deals cannot wait. We work with capital sources who know how to move. Working capital funded in as little as 24 hours.
Easy
One conversation. We assess your deal, tell you where it fits, and handle the introduction.
Secure
Your deal goes to the right source — not a mass submission to twenty lenders who all call you back.
Jan 30, 2025
Jan 31, 2025
Jan 31, 2025
Jan 31, 2025
Jan 31, 2025
Jan 30, 2025
| Loan Size | Variable Max | Fixed Max |
|---|---|---|
| Over $250K | 10.00%Prime + 2.50% | 15.50%Prime + 8.00% |
| $50K–$250K | 11.00%Prime + 3.50% | 15.50%Prime + 8.00% |
| Under $50K | 12.00%Prime + 4.50% | 15.50%Prime + 8.00% |
Over $250K
Variable Max
10.00%
P + 2.50%
Fixed Max
15.50%
P + 8.00%
$50K–$250K
Variable Max
11.00%
P + 3.50%
Fixed Max
15.50%
P + 8.00%
Under $50K
Variable Max
12.00%
P + 4.50%
Fixed Max
15.50%
P + 8.00%
Source: Federal Reserve Economic Data (FRED) — St. Louis Fed | Rates shown are the most recent published observations
Run the Numbers Before You Call
Our calculators and quiz help you understand your options in 60 seconds.
Loan Finder Quiz
Answer 6 questions. Get matched with the right loan program in 60 seconds.
Take the QuizSBA 7(a)
$500K
25 yr
10.0%
SBA Loan Calculator
Estimate monthly payments and view amortization schedules for SBA 7(a) and 504 loans.
CalculateNOI
$150K
Debt
$120K
DSCR Calculator
Check if your rental property qualifies for a DSCR loan based on its cash flow.
Check DSCR$2.5M
Acquisition Calculator
Model the full capital stack — SBA, seller note, equity — for buying a business.
Structure Deal
Financing Solutions by Deal Type
Whether you're scaling a manufacturing operation, acquiring a business, developing data center or infrastructure projects, purchasing equipment, expanding a franchise, or financing commercial real estate — PeerSense connects serious operators with the right capital structure for their deal.
Manufacturing
SBA MARC revolving credit, SBA 504, equipment financing, and working capital stacked for manufacturers.
Business Acquisition
SBA 7(a), conventional, seller note structuring, and mezzanine for acquisitions of any size.
Data Center & Infrastructure
Institutional debt, private credit, and JV equity for developers and sponsors. $25M to $5B+.
Equipment
Heavy machinery, fleet vehicles, manufacturing equipment, and technology infrastructure.
Commercial Real Estate
Commercial properties, multifamily, bridge loans, DSCR rentals, and construction financing.
Franchise
SBA 7(a), multi-unit expansion, resale acquisitions, and working capital for franchisees.
How It Works
Three simple steps from inquiry to funding
Tell Us Your Deal
Share your financing needs, deal structure, and timeline. We listen first.
We Structure & Source
Our team designs the optimal capital stack and connects you with the right lenders from our network.
You Close Faster
We manage the process, negotiate terms, and keep your deal moving toward funding.
Let's Talk About Your Deal
Whether you're acquiring a business, expanding a franchise, or purchasing real estate, we're here to help you find the right financing solution.
Who We Serve
We work with investors, operators, and acquirers across multiple asset classes
Real Estate Investors
Commercial property acquisitions, multifamily portfolios, bridge financing, and construction loans
Franchise Operators
Single-unit startups, multi-unit expansion, resale acquisitions, and working capital for established franchisees
Business Buyers
SBA and conventional financing for business acquisitions, add-on acquisitions, and management buyouts
Operating Companies
Equipment financing, working capital, real estate purchases, and growth capital for established businesses
Loan Products We Source
Access to every major financing product through our lender network
SBA Loans
SBA 7(a)
Up to $5MBusiness acquisitions, working capital, equipment
SBA 504
Up to $5.5MReal estate and heavy equipment purchases
MARC Loan
Up to $5MRevolving credit for U.S. manufacturers
Commercial Real Estate
Bridge Loans
$500K–$20MShort-term acquisition and repositioning
DSCR Loans
$100K–$5MRental properties based on cash flow
Permanent Financing
$1M–$50M+Stabilized commercial properties
Equipment Financing
Equipment Loans
$50K–$5MHeavy machinery, vehicles, technology
Equipment Leases
$25K–$2MOperating and capital leases
SBA Equipment
Up to $5MLong-term equipment financing
Working Capital
Lines of Credit
$50K–$5MRevolving credit for operations
Term Loans
$100K–$2MFast funding for immediate needs
Asset-Based Lending
$500K–$50MSecured by inventory and receivables
Why Work With PeerSense
Independent commercial lending built for borrowers, not lenders
Straight Answers
No runaroundEvery deal gets a direct review. If it's a fit, we move fast. If it's not, we say so immediately — no wasted time on either side.
Paid at Closing
No upfront feesPeerSense earns a referral fee when your deal closes — paid by the lender, borrower, or both depending on structure. Nothing collected before funding.
Deep Lender Network
500+ lendersAccess to 500+ capital sources including banks, credit unions, private lenders, and institutional funds.
Complex Deal Expertise
Complex dealsWe specialize in transactions that require creative structuring, multiple capital sources, or non-standard terms.
Recent Deal Highlights
Real transactions we've structured and closed for clients
Multi-Unit Franchise Expansion
Funded a 5-unit QSR franchise acquisition with minimal cash injection
Commercial Real Estate
Acquired and stabilized a 48-unit multifamily property in 18 months
Manufacturing Business Acquisition
Structured a complex acquisition with equipment collateral and cash flow leverage
Equipment Financing
Financed heavy construction equipment fleet for a regional contractor
Deal details modified to protect client confidentiality
Frequently Asked Questions
Common questions about working with PeerSense
Have more questions? We're here to help.
Contact UsReady to Explore Your Financing Options?
Schedule a free consultation to discuss your deal and learn how we can help you secure the right capital structure.