Commercial Lending Built on Operating Experience — Not Sales Scripts

PeerSense earns a referral fee at closing — paid by the lender, the borrower, or split between both depending on how the deal is structured. The fee is established upfront in our agreement before any work begins, so there are no surprises at the table.

Nothing is collected before your deal closes. No application fees. No retainers. No money changes hands while we are still figuring out if you are a fit.

That last part matters more than people realize. A lot of advisors and brokers collect fees upfront — before a lender has reviewed your file, before anyone knows if the deal works. When it falls through, you paid and have nothing. We have seen it firsthand. Some of our best clients came to us after exactly that experience.

Our fee is tied to your close. When PeerSense introduces you to a capital source, that relationship is tagged to us for three years. If you return to the same source for a refinance, expansion, or new deal, PeerSense earns on that transaction too. That means Ed has a long-term financial stake in every introduction he makes — not just in getting a deal to the table, but in getting it done right, with a source that treats you well and performs.

Advisors with no long-term stake in their introductions are incentivized to close fast and move on. We are incentivized to close right and stay in the relationship. That is why most PeerSense clients do not need to start over on their next deal. The introduction is already made, the history is already known, and the next transaction moves faster.